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Alegeus Pushes The Amazon Model For Healthcare


High deductible health plans with health savings accounts (HSAs) are an increasingly common feature among American healthcare consumers, according to data from the Bureau of Labor Statistics . In 2017, roughly 20 percent of Americans had such plans. As of 2019, the last year data is available, 26 percent of consumers had them. They are even more prevalent among Americans working for small to midsized businesses, where 47 percent reported holding such policies as of 2019.

Unfortunately, these plans are misunderstood by the vast majority of the workforce that has them. As healthcare solutions provider Alegeus Senior Vice President Brian Colburn told PYMNTS in a recent conversation, many workers never bother to put so much as a single dollar into those HSAs. When they conducted their own survey on the subject last year, it showed the rather disquieting result that 88 percent of consumers lack so much as a basic level of literacy around their healthcare. The majority of consumers, he said, make their first mistake in onboarding and choose the wrong plan entirely for their needs. They never set up their HSA, let alone use it, meaning they pay all their healthcare expenses with post-tax money instead of pre-tax […]

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